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Save Smarter in 2025: Debt Management Lessons from the Upanishads

Debt can feel like a heavy weight, can’t it? I’ve been there—last year, I was juggling credit card bills after a big family wedding in Hyderabad, and the stress kept me up at night. But then I turned to the Upanishads, those ancient pearls of wisdom, and found some unexpected clarity on managing debt. At Shvashtantra , we’re all about Shvash —breathing easy through vitality—and Tantra —disciplined living. The Upanishads, with their focus on self-awareness and detachment, can guide us to tackle debt in 2025 with a calm, focused mind. Here are three lessons that helped me get back on track, and I’m sure they’ll help you too! 1. Know Yourself to Know Your Debt (Self-Awareness from the Katha Upanishad) The Katha Upanishad talks about understanding your true self—beyond material desires (Katha Upanishad 1.3.3). When I applied this to my debt, I realized I had to stop pretending it wasn’t there. I sat down one evening with a cup of chai and listed all my dues—₹30,000 on my credit card, ₹10,0...