Shvash Tantra

In today’s economic world, one of the most misleading narratives we often hear is: “Your money grows in the bank.” While it’s true that the money in your savings account might increase due to interest, the real value of that money is often shrinking majorly due to rising inflation. With bank interest rates struggling to keep pace with the soaring cost of living, keeping your cash idle in a savings account could actually be burning a hole in your pocket. In reality, keeping large amounts of cash idle in your bank account leads to wealth erosion . With inflation soaring and bank interest rates lagging, it’s crucial to explore smarter investment options that not only preserve but grow your wealth in real terms . So how can you protect your wealth and ensure it grows in real terms ? Here, we explore six powerful asset classes that not only guard against inflation but can also help you build intergenerational wealth. 1. Precious Metals: Gold, Silver, and Platinum – God's Money Gold ...

Debt can feel like a heavy weight, can’t it? I’ve been there—last year, I was juggling credit card bills after a big family wedding in Hyderabad, and the stress kept me up at night. But then I turned to the Upanishads, those ancient pearls of wisdom, and found some unexpected clarity on managing debt. At Shvashtantra , we’re all about Shvash —breathing easy through vitality—and Tantra —disciplined living. The Upanishads, with their focus on self-awareness and detachment, can guide us to tackle debt in 2025 with a calm, focused mind. Here are three lessons that helped me get back on track, and I’m sure they’ll help you too! 1. Know Yourself to Know Your Debt (Self-Awareness from the Katha Upanishad) The Katha Upanishad talks about understanding your true self—beyond material desires (Katha Upanishad 1.3.3). When I applied this to my debt, I realized I had to stop pretending it wasn’t there. I sat down one evening with a cup of chai and listed all my dues—₹30,000 on my credit card, ₹10,0...

Let’s be real—managing money feels like a battle sometimes, doesn’t it? Between rising costs, festival shopping, and those sneaky online sales, it’s easy to lose track. I’ve been there—like last Diwali, when I went overboard buying gifts and ended up stressing about my bank balance for weeks. But then I turned to the Mahabharata, and it was like finding a financial guru in an ancient epic. At Shvash tantra , we believe in Shvash—the breath of vitality—and Tantra—the discipline to live well. The Mahabharata, with all its drama and wisdom, has some solid lessons on financial discipline that can help us budget better this year. Here are three that worked for me, and I think they’ll help you too! 1. Plan Ahead Like Yudhishthira: Save for Tomorrow Yudhishthira, the eldest Pandava, was all about strategy—he planned every move during the Kurukshetra war. That’s a big lesson for money management: always think ahead. After my Diwali overspending last year, I realized I needed a proper budget...

Smartphones are not just for endless WhatsApp chats or Instagram reels. In 2025, it’s a goldmine waiting to be tapped,   especially for us Indians juggling jobs, studies, and dreams. Whether you’re a student in Kanpur, a working professional in Bengaluru, or a homemaker in Ahmedabad, your phone can help you earn some extra cash. At Shvashtantra , we believe earning money is like breathing life ( Shvash ) into your dreams, and it takes a little Tantra —discipline and smart moves—to make it happen.  Here are I am sharing five easy ways you can turn your phone into a money-making buddy! 1. Freelancing Apps: Turn Your Skills into Cash Got a knack for writing, designing, or even making PPTs? Freelancing apps like Fiverr and Upwork are your best friends. You can offer services—think ₹500 for a blog post or ₹1,000 for a logo—and work on your phone during breaks. My friend Priya...