Shvash Tantra

In today’s economic world, one of the most misleading narratives we often hear is: “Your money grows in the bank.” While it’s true that the money in your savings account might increase due to interest, the real value of that money is often shrinking majorly due to rising inflation. With bank interest rates struggling to keep pace with the soaring cost of living, keeping your cash idle in a savings account could actually be burning a hole in your pocket. In reality, keeping large amounts of cash idle in your bank account leads to wealth erosion . With inflation soaring and bank interest rates lagging, it’s crucial to explore smarter investment options that not only preserve but grow your wealth in real terms . So how can you protect your wealth and ensure it grows in real terms ? Here, we explore six powerful asset classes that not only guard against inflation but can also help you build intergenerational wealth. 1. Precious Metals: Gold, Silver, and Platinum – God's Money Gold ...

Financial instruments like Exchange-Traded Funds (ETFs) and Mutual Funds can be a great way to grow wealth, but many investors find themselves confused about the differences between the two. Don't worry, we’ll break down the key differences between ETFs and Mutual Funds. We will also share highlights on some ETFs worth considering in 2025 based on their historical performance. Please note that this is not financial advice; always consult a qualified financial advisor before making investment decisions. ETFs vs. Mutual Funds: The Key Differences 1. Structure and Trading Mutual Funds : A Mutual Fund is a portfolio of stocks or other assets managed by a professional fund manager. For example, if you invest in a Nifty 50 Mutual Fund, the manager purchases stocks in the same proportion as the Nifty 50 index, allowing you to benefit from its growth. Sector-specific Mutual Funds (e.g., pharma, logistics, or financial services) involve active decisions by the manager on which stocks to buy...